Add to your book of business by offering
Under 65 Insurance (ACA)
Major medical health insurance or Affordable Care Act plans are long-term, comprehensive plans that cover a majority of the medical costs that an average American will pay per year.
Under-65 Insurance Carriers
These plans provide benefits for an array of inpatient and outpatient healthcare services. They typically have a deductible which the consumer must pay. Once the deductible is paid, the plan covers most of the cost of care.
Major medical insurance is available through employers and individuals through ACA federal and private market health exchanges. It is also available through Medicare and Medicaid.
The benefits of adding Affordable Care Act Products to your Book of Business
You could turn your ACA clients into Medicare Clients by developing your relationship
Streamlined regulations
Agents can cold call, door knock and putting fliers on windshields at Wal-Mart.
Large expansions
Who Should Have Major Medical Insurance?
Major medical insurance is important for everyone, regardless of age. Designed to pay for hospital, surgical, and medical expenses, major medical insurance has guaranteed issue coverage. Consumers cannot be denied coverage or charged more based on their medical history.
Health insurance premiums for major medical insurance is based on the following five criteria, and cannot be impacted by medical history or gender:
Age
Location
Individual versus family enrollment
Tobacco use
Plan category
What Does Major Medical Insurance Cover?
Under the Affordable Care Act, major medical insurance plans must include coverage for the following services:
Emergency services
Hospitalization
Prescription drugs
Maternity and newborn care
Mental health and substance use disorder services, including behavioral health treatment
Ambulatory patient services
Pediatric services, including oral and vision services
Preventive and wellness services, as well as chronic disease management
Rehabilitative services and devices
Laboratory services
Are you ready to offer ACA plans?
Check out all the carriers that you can contract with through Tidewater, and don't forget to sign up for our VIP Portal for all the latest industry news.
Call us for more info.
888-622-9122
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