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GTL

GTL Advantage Plus® Elite

An original and comprehensive Hospital Indemnity Insurance policy

Designed to help cover out-of-pocket expenses in your client’s Medicare Advantage Plan.

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Great News!

  • Simplified Underwriting with Instant Approval: The Guaranteed Issue period is now from  64 1/2 up to 70
  • GTL’s Advantage Plus® Elite is now available in North Carolina and Kansas!
  • With GTL’s inpatient hospital benefits, your client can restore an unlimited amount of times after 60 days without hospital confinement, so they may use the hospital confinement indemnity coverage again in the future!

Base Plan Includes:

The base plan benefit will pay you a daily benefit should you be hospitalized for a 24 hour period either as observation or confinement. Choose the base plan and a daily hospital confinement benefit amount that works best for you. Whichever base plan you select, it will restore fully, and for an unlimited amount of times after 60 days of no hospital confinement.

Base Plan Choices

  • 1 Day
  • 3, 4, 5, 6, 7, 8, 9, 10, 15 Days

Daily Benefit Amount

  • up to $2,500
  • up to $750
GTL Advantage Plus® Elite

Riders

Available Elite Riders:

  • Skilled Nursing Facility
  • Ambulance Benefit Rider
  • Outpatient Therapy Benefit Rider
  • Mental Health Benefits
  • Cancer Lump Sum Benefit Rider
  • Outpatient Surgical Benefit Rider
  • Critical Accident Benefit Rider
  • Lump Sum Hospital Benefit Rider
  • Dental and Vision Benefit Rider

Included Elite Benefits:

  • Short Duration Hospital Stay Benefit
  • Mental Health Benefits
  • Emergency Room Benefits
  • Mental Health Benefits
  • Ask Mayo Clinic Online

What makes GTL’s Hospital Indemnity Insurance Elite?

  • Base Benefits Kick in After 6 Hours
  • No Limits to Policy Lifetime Benefits Received
  • No Hospital Stay Required for Emergency Room Benefits
  • Surprisingly Affordable Rates
  • Unlimited Amount of Benefit Restoration
  • Access to Ask Mayo Clinic Online
  • Rates Don’t Increase as You Age
  • Simplified Underwriting with Instant Approval
    Guaranteed Issue for ages 64 1/2 up to 70.
  • Available Riders

NOTE: THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR CLIENT’S TAXES.

PRE-EXISTING CONDITION: THE POLICY HAS A PRE-EXISTING CONDITION LIMITATION. WE WILL NOT PAY BENEFITS FOR A PRE-EXISTING CONDITION UNLESS THE LOSS BEGINS MORE THAN SIX(6) MONTHS AFTER YOUR EFFECTIVE DATE OF COVERAGE.